Providing specialist wording and flexible limits for businesses specialising in leisure and recreation. Our experienced underwriting teams work with you to customise the policy to your clients’ needs.
This is a summary of the cover available. Please refer to your Policy Wording for full terms and conditions.
Higher limits available upon request.
Cover | Standard Limits |
---|---|
MATERIAL DAMAGE | |
Leakage of Beverages | Included |
Guest Effects | £10,000 any one guest £100,000 any one incident |
Seasonal Increase of Stock | 55% of the stock sum insured |
Outside Catering | £5,000 |
Full Theft Cover | Unless premises are closed for business or unattended |
BUSINESS INTERRUPTION | |
Loss of Attraction | £50,000 |
Alternative Accommodation | Up to limit in schedule |
Tronc Cover (gratuities) | Up to the lesser of 5% of estimated gross profit / revenue or the limit stated in the schedule |
Accidental failure of Public Supply / Telecommunications | £100,000 |
LIABILITY | |
Financial Loss | £250,000 |
Legionellosis | £100,000 |
Libel or Slander | £100,000 |
Corporate Manslaughter | £1,000,000 |
OTHER SECTION DETAILS | |
Legal Expenses | £150,000 |
Terrorism | Available |
Computer and Cyber | Available |