Providing specialist wording and flexible limits for businesses specialising in leisure and recreation. Our experienced underwriting teams work with you to customise the policy to your clients’ needs.
This is a summary of the cover available. Please refer to your Policy Wording for full terms and conditions.
Higher limits available upon request.
| Cover | Standard Limits |
|---|---|
| MATERIAL DAMAGE | |
| Leakage of Beverages | Included |
| Guest Effects | £10,000 any one guest £100,000 any one incident |
| Seasonal Increase of Stock | 55% of the stock sum insured |
| Outside Catering | £5,000 |
| Full Theft Cover | Unless premises are closed for business or unattended |
| BUSINESS INTERRUPTION | |
| Loss of Attraction | £50,000 |
| Alternative Accommodation | Up to limit in schedule |
| Tronc Cover (gratuities) | Up to the lesser of 5% of estimated gross profit / revenue or the limit stated in the schedule |
| Accidental failure of Public Supply / Telecommunications | £100,000 |
| LIABILITY | |
| Financial Loss | £250,000 |
| Legionellosis | £100,000 |
| Libel or Slander | £100,000 |
| Corporate Manslaughter | £1,000,000 |
| OTHER SECTION DETAILS | |
| Legal Expenses | £150,000 |
| Terrorism | Available |
| Computer and Cyber | Available |