Our Tradesperson policy is designed for the traditional building and allied trades.
Why choose NIG for Tradesperson?
- Introductory no claims discount available at new business.
- No claims discount available at renewal.
- Up to 15 workers allowed.
- More than 175 trades accepted.
- Designed for businesses with a turnover of up to £2,500,000.
- Option to vary the Public Liability excesses.
- Up to 7 Trades can be selected.
- Public Liability and Employers Liability extended to include Court Attendance Costs connected to a claim up to £500 per day for each director/partner and £250 per day for each employee.
- Option to include Injury to Working Partners under Employers Liability.
- Option to add Tools and Business Equipment which includes laptops and mobile phones.
- Option to add Temporary Workers up to 50 days per annum.
- Advice lines for health and medical assistance, legal advice and stress counselling.
|Cover||Maximum limits |
The amount in brackets denotes the standard limit provided.
|Public liability||£10,000,000 (£1,000,000)|
|Tools and business equipment||£10,000 per worker|
|Hired In plant||£20,000 any one item|
|Contract works||£750,000 any one contract site|
|Money in transit or in a bank night safe||£5,000|
|Money in private dwellings or on contract sites||£1,500|
|Personal accident||Capital benefits £10,000|
This is a summary of the cover available. Please refer to the policy booklet for full terms and conditions.
- PowerPlace Micro
- PowerPlace SME
The following policy documents apply to policies incepted on or after 23 May 2021 or renewals processed on or after 23 May 2021.