At NIG, we’re experts in commercial insurance. Our experienced teams are focused on identifying and understanding the challenging risks faced by UK businesses. But what really sets us apart is our partnership approach with our brokers.

We believe in getting to know both the brokers we work with and their clients’ businesses, building trusted relationships that last for the long term. Our underwriting teams work with brokers to identify and understand their clients’ risks. Together with our risk control experts and risk management tools, we help clients reduce and mitigate risks in their organisations.

We also offer a wide range of products. We provide the flexibility to create tailored insurance cover that meets clients’ needs, and we deal with claims quickly and fairly through a proactive claims approach.

Our trading model is designed to reflect the differing requirements of how brokers like to trade, with regional offices, a national trading centre, a dedicated schemes centre, an eTrade centre of excellence, and dedicated experts for specialist sectors.

We continue to listen to our brokers and improve our offering, to invest in our people and new technology. At NIG, we’re dedicated to making trading with us effortless, and we’re proud to have won the Best Insurer Extranet at the Insurance Times Tech & Innovation Awards for the last two years. We are committed to delivering a robust service proposition and always seek to implement the right support to help our broker partners today and in the future.

Need help with an opportunity? Contact your NIG team to learn more about our appetite, willingness, and capability to trade.

Our financial strength

Stability and financial strength are important to you and your clients. Our Insurer Financial Strength Rating delivers the security they seek. UK Insurance Ltd (UKI) underwrites NIG’s policies and UKI’s new Insurer Financial Strength Ratings are:

UKI Insurer Financial StrengthRating Outlook

Our history

The National Insurance and Guarantee Corporation (NIG) is a wholly owned subsidiary of Direct Line Group and was originally incorporated on the 8th October 1894 to provide personal and commercial insurance throughout the UK. Following a strategic review, NIG withdrew from the personal lines market in August 2010, to focus its commitment on delivering commercial insurance through exclusive distribution via the broker.

Need help with an opportunity? Contact your NIG team to learn more about our appetite, willingness, and capability to trade.