We have over 125 years experience in underwriting commercial risks. Commercial Combined offers business protection for single-site or multi-site risks.
Why choose NIG for Commercial Combined?
- Single policy customised to your clients’ needs.
- Instant documentation.
- Statement of Fact basis – no need for proposal form.
- Regional expertise – talk to empowered decision makers in your local trading office.
- Dedicated Claims Account Managers and efficient claims service.
- In-house Risk Control Team and risk management advice.
- A-rated insurer (A1 Moody’s).
This is a summary of the cover available. Please refer to your policy wording for full terms and conditions.
Higher limits available upon request.
|Stock at third party storage sites||£50,000 in UK / £25,000 in European Economic Areas (EEA)|
|Loss minimisation and prevention expenditure||£25,000 for any one loss|
|Stock at exhibitions includes plant and machinery||£50,000 in UK / £25,000 in EEA|
|Additional Increased cost of working||£50,000|
|Unspecified customers and unspecified suppliers extension||£100,000 in UK / £50,000 in EEA|
|Libel or slander||£100,000|
|Environmental statutory pollution clean up costs||£250,000|
|Other section details|
|Computer and Cyber||Available|
- Material damage
- Business interruption
- Goods in transit
- Loss of business money and personal accident (assault)
- Employers’ liability
- Public liability
- Products liability
- Glass breakage
- Specified all risks
- Deterioration of stock
- Engineering damage to machinery and plant
- Engineering inspection
- Engineering business interruption
- Computer and cyber
- Loss of licence
- Fidelity guarantee
- Legal expenses
- Personal accident
- Contractors all risks