Motor Trade Combined
Our Motor Trade Combined product is specifically designed for multi-location risks, written on an ‘all-risks’ basis, with access to expert, local underwriters. Road risks cover is available as standard in one policy covering all sections. This product is suitable for all motor traders with more than one premises.
Why choose NIG for Motor Trade Combined?
- One Policy Covering All Sections.
- Policy Written on a Net Basis. Commission Adjustment available if required.
- Policy Minimum Premium (£7,500).
- Loan & Hire and Unaccompanied Demonstration Cover as Standard.
- Uninsured Loss Recovery (£100,000 any one claim).
- Access to Expert Local Underwriters.
- European Certificate.
- New Vehicle Concession for both Insured & Customers Vehicles.
- Exhibition Cover up to £500,000.
- Limited Self-Drive Hire Available.
- True Floating Basis. No Average Condition on Vehicle Sums Insured.
- Credit Facilities Available.
- Material Damage All Risks
- Business Interruption & Book Debts
- Business Money & Personal Accident (Assault)
- Wrongful Conversion
- Employers Liability
- Defective Workmanship/Sales Indemnity
- Public Liability
- Engineering Inspection
- Legal Expenses
- Road Risks (including Unaccompanied Demonstration and Loan & Hire)
- Fidelity Guarantee (Option)
- Personal Accident (Option)
This is a summary of the cover available. Please refer to the policy booklet for full terms and conditions.