Manufacturers Combined
Delivers all the protection of Commercial Combined and more, for single site or multi-site risks. The policy offers a flexible range of specialist sections, specifically developed for the manufacturing industry.
Why choose NIG for Manufacturers Combined?
- Single policy customised to your clients’ needs.
- Instant documentation.
- Statement of Fact basis – no need for proposal form.
- Regional expertise – talk to empowered decision makers in your local trading office.
- Dedicated Claims Account Managers and efficient claims service.
- In-house Risk Control Team and risk management advice.
- A-rated insurer (A2 Moody’s).
What's covered
This is a summary of the cover available. Please refer to your policy wording for full terms and conditions.
Higher limits available upon request.
| Cover | Standard limits |
|---|---|
| Material damage | |
| Stock at Third Party Storage Sites | £50,000 in UK / £25,000 in European Economic Areas (EEA) |
| Non-Ferrous Materials | Up to 125% of sum insured |
| Cost of Fuel Spillage Clean-Up | £25,000 |
| Trade Samples | Up to £500 per sample £10,000 in total (UK or EEA) |
| Stock at Exhibitions includes Plant and Machinery | £50,000 in UK / £25,000 in EEA |
| Business interruption Includes damage to patterns, jigs, models, templates, moulds, dies, tools, plans, drawings or designs at Third Party Storage Sites | |
| Essential Personnel | £25,000 |
| Exhibition Expenses | £50,000 in the UK / £25,000 in EEA |
| Unspecified Customers and Unspecified Suppliers extension | £100,000 in UK / £50,000 in EEA |
| Liability | |
| Financial Loss | £250,000 |
| Environmental Statutory Pollution Clean Up Costs | £250,000 |
| Libel or Slander | £100,000 |
| Legionellosis | £100,000 |
| Other section details | |
| Legal Expenses | £150,000 |
| Terrorism | Available |
| Computer and Cyber | Available |
Sections available
- Material Damage
- Business Interruption
- Goods in Transit
- Terrorism
- Loss of Business Money and Personal Accident (Assault)
- Employers’ Liability
- Public Liability
- Products Liability
- Glass Breakage
- Specified All Risks
- Deterioration of Stock
- Engineering Damage to Machinery and Plant
- Engineering Inspection
- Engineering Business Interruption
- Computer and Cyber
- Loss of Licence
- Fidelity Guarantee
- Legal Expenses
- Personal Accident
- Contractors All Risks
Documents
The following policy documents apply to policies incepted on or after 2 September 2024 or renewal dates on or after 2 September 2024.
