REGIONAL TRADED PRODUCT
Cyber Cover
Designed for businesses using technology or involved in the storage and use of data. This standalone policy covers damage to hardware and protects against the ever-growing threat of digital attacks including cyber crime.
Why choose NIG for Cyber Cover?
Here's why....
- Instant documentation – emailed immediately and stored on TheHub
- New schedule format – much easier to understand and limits shown clearly
- Statement of Fact basis – no need for proposal form
- Minimum Cyber premiums from £92 + IPT
- Variable Excesses and Indemnity periods available
- Expert Regional Underwriters
- Dedicated Claims Account Managers
What's Covered
This is a summary of the cover available. Please refer to your Policy Wording for full terms and conditions.
| Cover | Maximum Limits |
|---|---|
| Costs for locating and removing a computer virus from your computer system | £50,000 |
| Investigation costs for possible repair, replacement or restoration | £50,000 |
| Loss prevention measures | £50,000 |
| Temporary and fast-tracked repair, replacement or restoration | £100,000 |
| Court attendance extension | Included |
| Contractual fines and penalties | £25,000 |
| Costs to withdraw data from the internet | £10,000 |
| Security audit costs | £10,000 |
| Standard Covers | Standard Limits | Maximum Limits |
|---|---|---|
| Cyber crime | £25,000 | £100,000 |
| Cyber liability | £25,000 | £1,000,000 |
| Data-breach expense | £25,000 | £1,000,000 |
| Optional Covers | Standard Limits | Maximum Limits |
|---|---|---|
| Data corruption and extra cost | £25,000 | £1,000,000 |
| Cyber event – loss of business income | £25,000 | £1,000,000 |
| Hardware | Maximum sum insured £5,000,000 |
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