eProduct
Tradesman
Our Tradesman policy is designed for the traditional building and allied trades.
Why choose NIG for Tradesman?
Here's why....
- Introductory no claims discount available at new business.
- No claims discount available at renewal.
- Up to 15 workers allowed.
- More than 175 trades accepted.
- Designed for businesses with a turnover of up to £1,500,000.
- Option to vary the Public Liability excesses.
- Up to 7 Trades can be selected.
- Public Liability and Employers Liability extended to include Court Attendance Costs connected to a claim up to £500 per day for each director/partner and £250 per day for each employee.
- Option to include Injury to Working Partners under Employers Liability.
- Option to add Tools and Business Equipment which includes laptops and mobile phones.
- Option to add Temporary Workers up to 50 days per annum.
- Advice lines for health and medical assistance, legal advice and stress counselling.
What's covered
Standard covers
Cover | Maximum limits
The amount in brackets denotes the standard limit provided. |
Public liability | £10,000,000 (£1,000,000) |
Optional cover
Cover | Maximum limits |
Employers liability | £10,000,000 |
Tools and business equipment | £10,000 per worker |
Business stock | £25,000 |
Own plant | £75,000 |
Hired In plant | £20,000 any one item |
Contract works | £750,000 any one contract site |
Money in transit or in a bank night safe | £5,000 |
Money in private dwellings or on contract sites | £1,500 |
Personal accident | Capital benefits £10,000 |
This is a summary of the cover available. Please refer to the policy booklet for full terms and conditions.
- Available on:
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TheHub
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Acturis
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PowerPlace Micro
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PowerPlace SME
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Applied
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