Business From Home

Why choose NIG for Business from Home?

Introductory no claims discount available at new business.
No claims discount available at renewal.
Standard excess of £100 for Contents and Buildings with £50 or £200 options available.
Option to insure Specified Items e.g. Laptops, Mobile Phones and photographic equipment away from the home.
Option to include Home Contents - limit £100,000.
Option to add accidental damage to Buildings and Landlords Contents.
Loss of Income included as standard.
The contents section is extended to include Loss of or Duplication of Keys up to £1500.
Public Liability and Employers Liability extended to include Court Attendance Costs connected to a claim up to £250 per day for each director/partner and £100 per day for each employee.
Injury to Working Partners is included for Partnerships and Limited Liability Partnerships under Employers Liability.
Advice lines for health and medical assistance, emergency assistance, glazing, legal advice and counselling.

Cover	Maximum Limits The amount in brackets denotes the standard limit provided.
Business Contents	£100,000
Public/ Products Liability	£5,000,000 (£2,000,000)
Loss of Income	£500,000 (£50,000)
Goods in Transit	£25,000
Money	£5,000 (£3,000)
Personal Accident (Assault)	Capital Benefits £10,000

Cover	Maximum Limits
Buildings	£3,000,000
Employers Liability	£10,000,000
Specified All Risks	£25,000
Legal Expenses - Employment Disputes and Compensation Awards, Legal Defence, Property Protection and Bodily Injury and Tax protection	£100,000
Personal Accident	Capital Benefits £50,000
Household contents	£100,000

This is a summary of the cover available. Please refer to the Policy Booklet for full terms and conditions.