BUSINESS FROM HOME
Our Business from Home policy is designed to cater for a range of trades and professions operating from the policyholders’ home.
Why choose NIG for Business From Home?
- Introductory no claims discount available at new business.
- No claims discount available at renewal.
- Standard excess of £100 for Contents and Buildings with £50 or £200 options available.
- Option to insure Specified Items e.g. Laptops, Mobile Phones and photographic equipment away from the home.
- Option to include Home Contents – limit £100,000.
- Option to add accidental damage to Buildings and Landlords Contents.
- Loss of Income included as standard.
- The contents section is extended to include Loss of or Duplication of Keys up to £1500.
- Public Liability and Employers Liability extended to include Court Attendance Costs connected to a claim up to £250 per day for each director/partner and £100 per day for each employee.
- Injury to Working Partners is included for Partnerships and Limited Liability Partnerships under Employers Liability.
- Advice lines for health and medical assistance, emergency assistance, glazing, legal advice and counselling.
- The contents section is extended to cover £1000 of Business Stock per third party storage site. Up to a maximum of £5000 per period of insurance.
The amount in brackets denotes the standard limit provided.
|Public/ Products Liability||£5,000,000 (£2,000,000)|
|Loss of Income||£500,000 (£50,000)|
|Goods in Transit||£25,000|
|Personal Accident (Assault)||Capital Benefits £10,000|
|Specified All Risks||£25,000|
|Legal Expenses –
Employment Disputes and Compensation
|Personal Accident||Capital Benefits £50,000|
This is a summary of the cover available. Please refer to the Policy Booklet for full terms and conditions.
- Available on:
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