At NIG, we are experts at commercial insurance

We specialise entirely in commercial insurance – and nothing else. So our highly experienced underwriting teams are completely focused on identifying and understanding the continually challenging risks faced by small and medium enterprises throughout the UK.

But what really sets us apart is our partnership approach. We work exclusively through a network of over 2,200 insurance brokers, collaborating closely with these partners to deliver the cover, services and support you’d expect from a national organisation at a local level.

A track record stretching back over a century

With over 125 years of trusted commercial experience, we have a wealth of expertise and a heritage of excellence. While our headquarters are in London, we provide a truly local service through eight regional underwriting centres across the UK. Each is staffed by a team of highly experienced business development managers and underwriters, who use their expert local knowledge to provide our partners and clients with a helpful and efficient service.

Comprehensive yet flexible

Every business is different, and faces different risks. That’s why our commercial insurance is both comprehensive and flexible. From adaptable commercial packages to complex tailored solutions, our focus is always to ensure our products match our clients’ needs.

Our Sales Process diagram shows the way in which we work with our broker partners to help you understand how we deliver our best solutions for your business needs.

How to make a claim

We hope our clients never need to make a claim, however should the situation arise, you can rest assured in the knowledge our professional claims team is here to help. We work hard to settle claims quickly, and get our clients back to work with minimal disruption.

The first step in making a claim is always to contact your insurance broker.

Regulatory bodies

​NIG policies are underwritten by U K Insurance Limited, Registered office: The Wharf, Neville Street, Leeds LS1 4AZ. Registered in England and Wales No 1179980. U K Insurance Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.​

Financial Conduct Authority:

Prudential Regulation Authority:

Financial Ombudsman:

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