At NIG, we’re experts in commercial insurance. Our experienced teams are focused on identifying and understanding the challenging risks faced by UK businesses. But what really sets us apart is our partnership approach with our brokers.

We believe in getting to know both the brokers we work with and their clients’ businesses, building trusted relationships that last for the long term. Our underwriting teams work with brokers to identify and understand their clients’ risks. Together, with our risk control experts and risk management tools, we help clients reduce and mitigate risks in their organisations.

We also offer a wide range of products. We provide the flexibility to create tailored insurance cover that meets clients’ needs and deal with claims quickly and fairly through a proactive claims approach.

Our trading model is designed to reflect the differing requirements of how brokers like to trade, with regional offices, a national trading centre, a dedicated schemes centre, an eTrade centre of excellence and dedicated experts for specialist sectors.

We continue to listen to our brokers and improve our offering, investing in our people and new technology. At NIG, we’re dedicated to make trading with us effortless, and we’re proud to have won the Best Insurer Extranet at the Insurance Times Tech & Innovations Awards for the last two years. We are committed to delivering a robust service proposition and always seek to implement the right support to help our broker partners today and in the future. Need help with an opportunity? Contact your NIG team and find out more about our appetite, willingness, and capability to trade.

Our history

The National Insurance and Guarantee Corporation (NIG) is a wholly owned subsidiary of Direct Line Group and was originally incorporated 8th October 1894 to provide personal and commercial insurance throughout the UK.

NIG was part of the Churchill group of companies acquired by The Royal Bank of Scotland Group on 01 September 2003.

NIG sells its products exclusively through independent brokers operating across the UK. Following a strategic review NIG withdrew from the personal lines market in August 2010, focusing its commitment in delivering commercial insurance through exclusive distribution via the broker.

Our financial strength

Stability and financial strength are important to you and your clients. Our Insurer Financial Strength Rating delivers the security they seek.

U K Insurance Ltd (UKI) underwrites NIG’s policies and UKI’s new Insurer Financial Strength Ratings are:

 UKI Insurer
Financial Strength
Rating outlook
Moody’sA1Stable

For more information, please contact your local NIG Senior Business Development Manager.

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