Liability Combined
Liability Combined covers essential liabilities to keep your business well protected against employee or third-party claims. Our experienced underwriting teams will work with you to customise the policy to your client’s needs.
Why choose NIG for Liability Combined?
- Single policy customised to your clients’ needs.
- Instant documentation.
- Statement of Fact basis – no need for proposal form.
- Regional expertise – talk to empowered decision makers in your local trading office.
- Dedicated Claims Account Managers and efficient claims service.
- In-house Risk Control Team and risk management advice.
- A-rated insurer (A2 Moody’s).
What's covered
This is a summary of the cover available. Please refer to your policy wording for full terms and conditions.
Higher limits available upon request.
| Cover | Standard limits |
|---|---|
| Financial Loss | £250,000 |
| Environmental Statutory Pollution Clean Up Costs | £250,000 |
| Libel or Slander | £100,000 |
| Legionellosis | £100,000 |
| Vendors Liability | Included |
| Court attendance extension | Included |
| Indemnity to Others | Included |
| Cross Liabilities | Included |
| Corporate Manslaughter and Corporate Homicide Act | £1,000,000 |
| Data Protection Legislation | £500,000 |
Sections available
- Employers’ Liability
- Public Liability
- Products Liability
Documents
The following policy documents apply to policies incepted on or after 2 September 2024 or renewal dates on or after 2 September 2024.
