REGIONAL TRADED PRODUCT
Construction Combined
We are experts in writing construction insurance. Construction Combined offers a wide and flexible range of specialist sections for premises and contracting requirements in a single policy.
Why choose NIG for Construction Combined?
Here's why....
- Cover for Premises and Contractors All Risks under one contract
- Instant documentation
- Statement of Fact basis – no need for proposal form
- Regional expertise – talk to empowered decision makers in your local trading office
- Dedicated Claims Account Managers and efficient claims service
- In-house Risk Control Team and risk management advice
- A-rated insurer (A1 Moody’s)
What's Covered
This is a summary of the cover available. Please refer to your Policy Wording for full terms and conditions.
Higher limits available upon request.
| Cover | Standard Limits |
|---|---|
| MATERIAL DAMAGE | |
| Offsite Storage | 15% of sum insured |
| Loss Minimisation and Prevention Expenditure | £25,000 for any one loss |
| CONTRACT WORKS | |
| Continuing Hire Charges (Contract Works) | 90 days / £10,000 |
| Negligent Breakdown | £5,000 any one item £25,000 any one occurrence |
| Expediting Expenses | £50,000 |
| Immobilised Plant | £25,000 |
| Contract Price Increase | 125% |
| LIABILITY | |
| Financial Loss | £250,000 |
| Corporate Manslaughter | £1,000,000 |
| Non-negligent liability | Automatic hold covered for 14 days up to the limit of indemnity or £1,000,000. |
| OTHER SECTION DETAILS | |
| Legal Expenses | £150,000 |
| Terrorism | Available |
| Computer and Cyber | Available |
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