Regional traded product
Construction Combined
We are experts in writing construction insurance. Construction Combined offers a wide and flexible range of specialist sections for premises and contracting requirements in a single policy.
Why choose NIG for Construction Combined?
Here's why....
- Cover for Premises and Contractors All Risks under one contract
- Instant documentation
- Statement of Fact basis – no need for proposal form
- Regional expertise – talk to empowered decision makers in your local trading office
- Dedicated Claims Account Managers and efficient claims service
- In-house Risk Control Team and risk management advice
- A-rated insurer (A1 Moody’s)
What's covered
This is a summary of the cover available. Please refer to your policy wording for full terms and conditions.
Higher limits available upon request.
| Cover | Standard limits |
|---|---|
| Material damage | |
| Offsite storage | 15% of sum insured |
| Loss minimisation and prevention expenditure | £25,000 for any one loss |
| Contract works | |
| Continuing hire charges (contract works) | 90 days / £10,000 |
| Negligent breakdown | £5,000 any one item £25,000 any one occurrence |
| Expediting expenses | £50,000 |
| Immobilised plant | £25,000 |
| Contract price increase | 125% |
| Liability | |
| Financial loss | £250,000 |
| Corporate manslaughter | £1,000,000 |
| Non-negligent liability | Automatic hold covered for 14 days up to the limit of indemnity or £1,000,000. |
| Other section details | |
| Legal expenses | £150,000 |
| Terrorism | Available |
| Computer and cyber | Available |
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