REGIONAL TRADED PRODUCT
COMMERCIAL COMBINED
We have over 125 years’ experience in underwriting commercial risks. Commercial Combined offers business protection for single site or multi-site risks.
Why choose NIG for Commercial Combined?
Here's why....
- Single policy customised to your clients’ needs
- Instant documentation
- Statement of Fact basis – no need for proposal form
- Regional expertise – talk to empowered decision makers in your local trading office
- Dedicated Claims Account Managers and efficient claims service
- In-house Risk Control Team and risk management advice
- A-rated insurer (A1 Moody’s)
What's Covered
This is a summary of the cover available. Please refer to your Policy Wording for full terms and conditions.
Higher limits available upon request.
| Cover | Standard Limits |
|---|---|
| MATERIAL DAMAGE | |
| Stock at Third Party Storage Sites | £50,000 in UK / £25,000 in European Economic Areas (EEA) |
| Loss Minimisation and Prevention Expenditure | £25,000 for any one loss |
| Stock at Exhibitions includes Plant and Machinery | £50,000 in UK / £25,000 in EEA |
| BUSINESS INTERRUPTION | |
| Additional Increased Cost of Working | £50,000 |
| Unspecified Customers and Unspecified Suppliers extension | £100,000 in UK / £50,000 in EEA |
| LIABILITY | |
| Financial Loss | £250,000 |
| Libel or Slander | £100,000 |
| Environmental Statutory Pollution Clean Up Costs | £250,000 |
| Corporate Manslaughter | £1,000,000 |
| OTHER SECTION DETAILS | |
| Legal Expenses | £150,000 |
| Terrorism | Available |
| Computer and Cyber | Available |
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