Regional traded product
Commercial Combined
We have over 125 years experience in underwriting commercial risks. Commercial Combined offers business protection for single site or multi-site risks.
Why choose NIG for Commercial Combined?
Here's why....
- Single policy customised to your clients’ needs
- Instant documentation
- Statement of Fact basis – no need for proposal form
- Regional expertise – talk to empowered decision makers in your local trading office
- Dedicated Claims Account Managers and efficient claims service
- In-house Risk Control Team and risk management advice
- A-rated insurer (A1 Moody’s)
What's covered
This is a summary of the cover available. Please refer to your policy wording for full terms and conditions.
Higher limits available upon request.
| Cover | Standard limits |
|---|---|
| Material damage | |
| Stock at third party storage sites | £50,000 in UK / £25,000 in European Economic Areas (EEA) |
| Loss minimisation and prevention expenditure | £25,000 for any one loss |
| Stock at exhibitions includes plant and machinery | £50,000 in UK / £25,000 in EEA |
| Business interruption | |
| Additional Increased cost of working | £50,000 |
| Unspecified customers and unspecified suppliers extension | £100,000 in UK / £50,000 in EEA |
| Liability | |
| Financial loss | £250,000 |
| Libel or slander | £100,000 |
| Environmental statutory pollution clean up costs | £250,000 |
| Corporate manslaughter | £1,000,000 |
| Other section details | |
| Legal expenses | £150,000 |
| Terrorism | Available |
| Computer and Cyber | Available |
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