Trade on the Hub

Regional Traded Product

Commercial combined

We have over 125 years’ experience in underwriting commercial risks. Commercial Combined offers business protection for single site or multi-site risks.

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Why choose NIG for Commercial Combined?

Here's why....

Single policy customised to your clients’ needs
Instant documentation
Statement of Fact basis – no need for proposal form
Regional expertise – talk to empowered decision makers in your local trading office
Dedicated Claims Account Managers and efficient claims service
In-house Risk Control Team and risk management advice
A-rated insurer (A1 Moody’s)

Sections Available

What's covered

This is a summary of the cover available. Please refer to your Policy Wording for full terms and conditions.

Higher limits available upon request.

Cover	Standard Limits
MATERIAL DAMAGE
Stock at Third Party Storage Sites	£50,000 in UK / £25,000 in European Economic Areas (EEA)
Loss Minimisation and Prevention Expenditure	£25,000 for any one loss
Stock at Exhibitions includes Plant and Machinery	£50,000 in UK / £25,000 in EEA
BUSINESS INTERRUPTION
Additional Increased Cost of Working	£50,000
Unspecified Customers and Unspecified Suppliers extension	£100,000 in UK / £50,000 in EEA
LIABILITY
Financial Loss	£250,000
Libel or Slander	£100,000
Environmental Statutory Pollution Clean Up Costs	£250,000
Corporate Manslaughter	£1,000,000
OTHER SECTION DETAILS
Legal Expenses	£150,000
Terrorism	Available
Computer and Cyber	Available