Property Owners

Our full-cycle Property Owners eProduct is designed for residential and commercial properties owned or managed by the policyholder. It is suitable for single and multi-location portfolios of up to 25 premises.

Why choose NIG for Property Owners?

Here's why....

  • Average free wording.
  • Increased unoccupancy cover for unoccupied properties from 30 to 90 days.
  • Theft and Malicious Damage by tenant covered automatically up to £10,000 per claim.
  • Cover for damage caused by illegal cultivation of drugs.
  • Legionellosis cover up to £100,000.
  • Environmental statutory clean up costs up to £100,000.
  • Introductory no claims discount available at new business.
  • No claims discount available at renewal.
  • Minimum premiums from £100 + IPT for Buildings only (Residential & Commercial) and £70 + IPT for Contents only cover (available on Residential only).
  • Standard excess of £200 for Landlords Contents and Buildings with £100 or £500 options available. (NB the minimum Excess for Escape of Water is £500).
  • Multiple premises discounts available (can cover up to 25 premises on one Policy).
  • Engineering Breakdown automatically included. Covers boilers, heating systems, lifts, alarms and air conditioning units if Buildings insured. Covers domestic kitchen and laundry equipment and Audio visual equipment if Contents insured.
  • Floor Coverings up to £5,000 as standard, this can be increased.
  • The buildings section includes Loss of or Duplication of Keys up to £15,000.
  • Option to add accidental damage to Buildings and Landlords Contents.
  • Option to add Legal Expenses, up to £250,000, with Repossession cover as standard.
  • Seventy-two hours clause.
  • Cover includes involuntary betterment.
  • Available on:
  • TheHub  
  • Acturis  
  • PowerPlace Micro  
  • PowerPlace SME  
  • Applied  

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