Property Owners

Why choose NIG for Property Owners?

Here's why....

• Average free wording.
• Increased unoccupancy cover for unoccupied residential properties from 30 to 90 days.
• Theft and Malicious Damage by tenant covered automatically up to £10,000 per claim.  
• Cover for damage caused by illegal cultivation of drugs (residential properties).
• Legionellosis cover up to £100,000.
• Environmental statutory clean up costs up to £100,000.
• Introductory no claims discount available at new business.
• No claims discount available at renewal.
• Minimum premiums from £100 + IPT for Buildings only (Residential & Commercial) and £70 + IPT for Contents only cover (available on Residential only).
• Standard excess of £200 for Landlords Contents and Buildings with £100 or £500 options available. (NB the minimum Excess for Escape of Water is £500).
• Multiple premises discounts available (can cover up to 25 premises on one Policy).
• Engineering Breakdown automatically included. Covers boilers, heating systems, lifts, alarms and air conditioning units if Buildings insured. Covers domestic kitchen and laundry equipment and Audio visual equipment if Contents insured.
• Floor Coverings up to £5,000 as standard, this can be increased.
• The buildings section includes Loss of or Duplication of Keys up to £15,000.
• Option to add accidental damage to Buildings and Landlords Contents.
• Option to add Legal Expenses, up to £250,000, with Repossession cover as standard.
• Seventy-two hours clause.
• Cover includes involuntary betterment.

What's covered