Mini Fleet
Mini Fleet is designed for fleets with 2 to 15 vehicles and provides cover for private cars and commercial vehicles up to 7.5 tonnes, forklifts and trailers. Plus, you can extend cover up to 20 vehicles at mid term and renewal.
Why choose NIG for Mini Fleet?
- Straightforward online quotes, mid term adjustments and renewals.
- Cover up to 15 vehicles at new business.
- Extend up to 20 vehicles at mid term or renewal.
- Value limit for cars and vans increased to £100,000 and £60,000 respectively.
- Over 2,500 trades accepted online without referral.
- 30 days EU foreign use as standard.
- Motor Insurance Database (MID) updated on behalf of the policyholder.
- We replace vehicles under a year old if damaged to over 50% of their value.
- Driving options include any driver over 21 for cases that were previously fleet rated.
- Can accept previously NCB-rated risks.
- UK based claims handlers.
What's covered
Standard cover
| Cover | Maximum limits (up to) |
|---|---|
| Third party injury | Unlimited |
| Third party property damage limit – private cars | £20,000,000 |
| Third party property damage limit – commercial vehicles | £5,000,000 |
| Legal costs | Unlimited |
| Personal accident benefits | £10,000 |
| Emergency treatment | Unlimited |
| Medical expenses | £500 |
| Personal belongings | £500 |
| Windscreen/window damage | Included |
| Free foreign use in the EU | Up to 30 days |
| Unauthorised movement of obstructing vehicles | Included |
| Unauthorised use | Included |
| Principals indemnity | Included |
| Motor legal expenses | £100,000 |
| Replacement of locks | Unlimited |
| Misfuelling | Included |
Excesses
| Cover | Maximum limits (up to) |
|---|---|
| Accidental damage, fire and theft | £250, £350 or £500 |
| Inexperienced driver excess | £250 |
| Windscreen damage | £150 if using an approved windscreen and glass supplier as listed on nig.com/claims £250 if using a non-approved supplier |
This is a summary of the cover available. Please refer to the policy booklet for full terms and conditions.
Available on
- TheHub
- Acturis
Documents
The following policy documents apply to policies incepted on or after 2 September 2024 or renewal dates on or after 2 September 2024.
- Sales aid - 2 September 2024
- Product summary - 2 September 2024
- Policy wording - 2 September 2024
- Notice to policyholders - 2 September 2024
- FAQs For Acturis
- FAQs For TheHub
- Notice to Policyholder breakdown cover option removal - 2 September 2024
- Notice to Policyholders minimum excess Land Rovers and Range Rovers theft excess - 2 September 2024
- Target market statement - 2 September 2024
- Fair value assessment - 26 November 2024
