Complex Product

Hotel and Leisure Combined

All the protection of Commercial Combined and more. Our Hotel and Leisure Combined product is designed specifically for businesses in this sector, while its specialist wording and flexible limits allow you to provide tailored cover to your clients.

Why choose NIG for Hotel & Leisure Combined?

Here's why....

  • Significantly enhanced policy limits with optional uplifts.
  • Warranty Free included.
  • Shortened proposal or statement of fact basis.
  • Embedded legal expenses & optional Fidelity Guarantee.
  • Wider engineering wording including new Machinery.
  • Customers, Guests & Employees Personal Effects extension Limit £100k any one claim.
  • Property in the Open Extension £1k any 1 loss.
  • Stock and Contents during Outside Catering Extension £5k any 1 loss.
  • Household contents for the Insured their family or employees who reside at the premises.
  • Alternative Accommodation costs for the Insured their family or employees who reside at the premises limit any 1 loss £25k.
  • TRONC Cover – Limit the lesser of 5% of Estimated Gross Profit / Revenue or £50k in the aggregate.
  • ‘Full’ Theft cover unless premises are closed for business or unattended.